Frederick (Rick) Cardin, PhD

B.A., Economics (summa cum laude), fulfilled degree requirements in Math and Astronomy with a minor in Physics, Tufts University

M.B.A., (with distinction), Harvard

Ph.D., Finance, Harvard

Elected to Phi Beta Kappa

Dr. Cardin is Director of Cambridge Strategy Group, LLC, where he advises clients on building their businesses through strategy, financing and marketing.   He typically participates in the equity of its clients and is actively involved in helping them to set and reach their goals. Dr. Cardin brings expertise and experience in creative financing, marketing, strategic planning, business development and franchising across a range of industries.  

Dr. Cardin authored the book Conflict of Interest in Securities, which formed the basis for a lobbying campaign leading to structural changes in the securities industry.  He wrote a book on recommended Federal recycling policy for the Environmental Protection Agency. The study’s surprising conclusion changed their plans regarding recycling.  He is co-author of Trends Affecting the US Healthcare System, Print Your Own Money and Bootstrap Biz Owner: How to Buy or Start a Business with Little or None of Your Own Cash.

Dr. Cardin has served or currently serves on numerous corporate Board of Directors across a wide spectrum of industries, several of which leverage the development of new technologies into their specific commercial applications.  

One particularly noteworthy role has been a Director of the Cambridge Research Institute, a strategic planning consulting firm in Cambridge, MA.  Other Directors included Department Chairmen at Harvard Business School, a former Secretary of the Air Force, and a former Assistant Secretary of the Treasury and Fellow of the Hoover Institution.  As a Director, he took primary responsibility for marketing, development, and management of the firm’s largest and most profitable projects. He built international business from zero into a major profit center and contributed significantly to the firm’s 300% growth during the period.

At the Cambridge Research Institute, he led strategic analyses of the computer and telecommunications industries for two of the largest companies in the world.  The analyses were used for litigation support and strategic planning.  

Another significant role was with the Department of Health, Education, and Welfare, where Dr. Cardin’s research led to improvements in the strategic planning process and a national series of lectures and seminars to implement the improvements.  He also designed a series of educational programs aimed at improving the performance of the Hospital Financing Division’s massive financing portfolio through better evaluation of hospital operations and loan approvals. This also led to a series of nationwide seminars.

Dr. Cardin held a faculty appointment in International Finance at the Harvard Business School, where he developed cases and teaching materials on speculation, arbitrage, and hedging in foreign exchange.  Dr. Cardin’s lecture and publication topics include corporate, investment, and international finance; strategic planning; franchising; entrepreneurship; management; M&A; consulting; health care economics; and environmental economics.

For relaxation, Dr. Cardin reads widely.  He produced and photographed the film short, Walden, now in educational distribution.